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Loan Rates
| Loan Rates |
Rate |
APR |
|
| Personal Loan w/ or without Co-signer |
12.99% |
12.99% |
10 years max $10,000.00 max |
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| Shares Secured |
3.00% over current share rate |
3.00% over rate |
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| Home Equity |
6.25% |
7.25% |
80% of Equity in Home |
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| Auto Loan Rates |
Rate |
APR |
|
| New Auto |
5.50% |
|
60 months |
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| Used Auto |
6.00% |
|
60 months (2005 and newer) |
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| Used Auto |
12.99% |
|
60 months (2006 and older) |
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| Dividend Rates |
Rate |
APY |
|
| Shares |
.25% |
.25% |
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| Certificates |
2.00% |
2.02% |
12 mo $1,000.00 minimum |
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** 3 Month Penalty For Early Withdrawal **

All of the above are subject to the review and approval by the Board of Directors.
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