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Loan Rates
| Loan Rates |
Rate |
APR |
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| Personal Loan w/ or without Co-signer |
12.99% |
12.99% |
10 years max $10,000.00 max |
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| Shares Secured |
3.00% over current share rate |
3.00% over rate |
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| Home Equity |
7.25% |
7.25% |
80% of Equity in Home |
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| Auto Loan Rates |
Rate |
APR |
|
| New Auto |
5.50% |
5.50% |
up to 60 mo. |
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| Used Auto |
6.00% |
6.00% |
up to 60 mo. (current to 5 years old) |
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| Dividend Rates |
Rate |
APY |
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| Shares |
1.05% |
1.05% |
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| Certificates |
3.00% |
3.05% |
1 year $1,000.00 minimum |
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** 3 Month Penalty For Early Withdrawal **

All of the above are subject to the review and approval by the Board of Directors.
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